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Impasse

The Impasse by Stephen Adams

A friend asked me “What would you be doing if you could get any job you wanted, right now?” To my surprise, my mind went blank. Two months ago, two years ago, six years ago, even ten years ago, he could have asked me that question and I would have described my career goals in striking detail. I was asked that question all through high school, college, graduate school, and even while I was working at crappy low-level jobs and I always had an answer. Now I don’t. I can only guess that something in me snapped during my most recent of many awkward interviews.

I’m still not looking for a job. I don’t think most people understand why. I’m not even sure that I do. I only finished my master’s degree in June, so it may seem like I am giving up on my job search early. Master’s degree or not, this has been a fruitless search since 2003. My last two jobs (crappy as they were) ended abruptly and in the same fashion. Those weren’t the only times either. I have simply lost the ability to handle certain types of tasks. I also struggle without proper healthcare. Without my medication, my ability to function in the workplace is limited, and without decent pay, my access to my prescribed medication is also limited. And I am far beyond frustrated with working at low-level, low-pay jobs outside of my skill set. If I hadn’t had one job in my career at a well-known and reputable company, I would probably just think I was a moron. But no, once upon a time, I was given a chance, and I did a good job and I was well-liked. And then my job was outsourced. That was the only brief glimmer of success in one very long and dark period. It wasn’t a great success, anyway. I was still low-income and stressed about money, but at least I felt accomplished.

I have been battling a rather bad respiratory infection for a while now. I’ve complained about it, I know. When I lie in bed I can hear my chest creak like an old staircase. Sometimes it sounds like a bowl of Rice Krispies. Sometimes it makes both of those noises at the same time. I cough and choke until I see stars. It’s difficult to laugh. This may be difficult to believe, but I really do laugh a lot.

My landlord has still not taken action against me. It’s confusing, but it’s a relief. It’s also a source of much anxiety. I have not made much progress in packing or purging my belongings. I’m sick and exhausted.

I am currently working with the Department of Social and Health Services to find out if I can get some medical attention and possibly a case worker. It’s all downhill from here. I have also re-opened my food stamps application, and I hope I can get something on that end within the next few days.

I’m getting a bit frustrated because I am lacking some basic items that most people (including myself) often take for granted. I need dish soap. I need pants that both fit and don’t have holes. I want fresh food and a new toothbrush. I have decided to sell my car once I move into transitional housing. Unfortunately, my car insurance got canceled and my car is likely to be repossessed for the second time this year. I can’t do anything about that right now, but I can maybe find some clothes. There is a community clothing closet in the next town over, and I may try to stop by and see if I can find something. I also have some clothes that don’t fit me anymore, and I would be glad to donate. I don’t need much, unless I get a job. I really just want something that isn’t falling apart. The soles of my shoes are halfway off, and every time I walk outside I have to stop periodically to shake out the gravel and other debris. I was able to buy toilet paper after selling some things online. It’s becoming increasingly difficult to sell online because I do not get paid until the items ship (at least when I sell on Amazon.com). If I have no money, it’s a bit difficult to ship things.

I was able to get cat food during my last trip to the food bank, so my little feline friend will be well-fed for the time being. She’s not a terribly picky eater as long as I give her dry food.

I can only hope that my situation is temporary, and I will find my hope and drive again. It’s not like me to be a leech, and I’ve lost the energy to be a good scavenger.

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Filed under Depression, Food, health, Home Life, Materialism, Obstacles

But how are you getting by?

How are you getting by?

I get asked this a lot and I don’t know how to answer. I don’t know what kind of an answer people expect.

I suppose people think I’ll say something like “Oh, I’m just living on savings until I find something new” or “I’m getting unemployment” or “My husband/parents/in-laws are helping out.”

No one has ever asked me this question when I had a regular job. I find that strange because I wasn’t “getting by” even when I was working. There is a misconception that if you have a job, you can “get by.” My car was repossessed when I was working. My electricity was cut off when I was working. When I was working, I had to eat with the homeless people in the park because I had no food and made too much money for food stamps.

I had health insurance at two of my last three temp jobs. Unfortunately, I had so little money that I couldn’t afford the copays to see my doctor. It’s good that I had insurance in case I got into an accident, but what good was this insurance if I couldn’t use it when I needed it for less catastrophic times? I had health insurance when I was coughing up blood, but I didn’t have $10 to see the doctor. I couldn’t go to work like that, and my job did not provide sick days, so I would either get more poor or more sick.

Since early 2006, my rent has increased 27% while my income (until I quit) had decreased 29%. I was barely able to pay my rent when it was at its lowest, so it just seems impossible now. I’m damned if I do, and I’m damned if I don’t. Right now I just can’t deal with working at a horrible job that I hate and am not good at where I’m likely to get reprimanded. I am hyperaware every second of every day that I still will not be able to pay my rent on time. This isn’t a money management problem. I really wish it were a money management problem. I can fix my budget, but this goes so much deeper than that. To quote a friend of mine: “If your boss gives you 60 hours of work to do and only 40 hours to do it, you have a time problem, not a time management problem. If you only get $400 for a week of work, but your basic expenses cost $500 a week, it’s not a reflection of your ability to stick to a budget just because you can’t make it work!”

When I was a receptionist, the company I worked for invited a personal finance counselor to come in and speak to us individually by appointment. I was struggling in a dead-end job and I was barely able to make ends meet, so I was glad for the opportunity to talk to a professional. He gave me a worksheet with a list of items on it and asked me to tell him how much I spent on each. He asked me about my utilities, groceries, my medical bills, credit card bills, and rates on car and renter’s insurance. I gave up my telephone land line years ago, and my cell phone plan is reasonable. I have not had cable since 2003. I did not even own a computer, let alone pay for Internet. I spent very little on groceries. I had the cheapest car insurance policy I could find. I spent about $200 a year on clothing and shoes combined (I spend far less than that now). I had already lumped several accounts into a debt consolidation plan that had reduced my interest rates by half. I do not buy music, go to bars, or go to movies, and I attend only a couple of concerts a year. At the time, my only consistent “luxury” was a $20/month Netflix account. My expenses were all bills I was struggling to pay off from my first two years of unemployment. After buying the basic essentials and making minimum payments, I was left with about $40 each month. It was not enough extra to see a significant change in credit card balances and the like. Also, $20 of that went to Netflix. Almost all of my money was spent playing catch-up.

The personal finance counselor told me that I had cut out all I could, and that the only solution to my problem was to make more money. He told me that nothing was wrong with my budget. I began looking for a second job, but I never found one. I was eventually fired from that receptionist position for “being unhappy.” I was only unemployed for about three weeks, but my next job paid nearly $10,000 a year less and I was laid off in less than six months. It did not occur to me that my next job would pay so much less, especially since it was technically at a higher level. It was a big pay cut, and it hurt. It hurt more when I got laid off.

So, how am I getting by? I sell some of my belongings online. When I get money from that, I put a little gas in my car, I buy cat food, rat food, or kitty litter. I eat food-bank food almost exclusively. I steal my neighbor’s wi-fi. I stopped taking all 7 of my prescription medications. I revel in the fact that the electric company won’t cut me off again for a very long time. I let my phone get cut off until I can scrounge enough money to pay my past-due balances. I think deeply. I worry. I go to a lot of used bookstores to sell my collection. I look around at the disarray and panic because I don’t have the energy to box it all up and I don’t know where I’m going or how I’m going get there. I sleep a lot. I mope. I don’t answer my phone. I wait for the sheriff to force me to leave. I jump at every noise. I don’t get out much.

I did something very unethical that I am ashamed to talk about, even here: prior to leaving my job, I found a year-long bus pass that had been dropped by a coworker. There was no one around when I found it, and I waited a long time and no one returned to get it. These bus passes are issued to employees for free, but they probably cost the company over $1000 (I know that they are worth around $1500).  I was a temp and did not get the year-long bus pass — I had to pay $90 a month for my own. The pass was brand new. I found it in July, and it’s good through next July. I fully intended to turn it in to security, but at some point it occurred to me that the pass was worth much more to me than to whoever had lost it. After all, they had a real job and I didn’t. Also, I’ve had so many bad things happen, that maybe this was a break for me. I don’t believe in Karma, but if I did, I’d actually think this was the universe trying to throw me a bone for once. Well, maybe I do believe in Karma after all. I kept the pass. I never heard anything about anyone looking for it, so I ride the bus to save gas, and I don’t pay a penny for it. I won tickets to a movie last night, and that bus pass was the only way I could have gone to the only fun thing I’ve done recently. I could not have paid for parking, and I did not have enough money for bus fare. Keeping the pass was wrong of me, but I’m doing it for survival.

So, that is how I’m “getting by,” if you want to call it that. I don’t even want a job right now because a job will not save me from eviction, and I need to be ready. I’m too depressed to make progress quickly, and I know in my heart that I’d be too distracted at a job, even a simple one. I had enough trouble focusing at my last job. I am using this time to focus on liquidating my belongings and finding a transitional shelter to move into, no matter how frustrating that may be.

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Filed under "In this economy", Depression, Food, Home Life, Materialism, Obstacles, Work

To Write Love on Her Arms/Dress for Success

I recently put a SocialVibe widget on the side of this blog. SocialVibe is a way for bloggers to pledge their support for various charities. While the bloggers make no money off of this, advertisers who support these charities make small donations for each click. I chose To Write Love On Her Arms, a non-profit organization that provides access to support, assistance, and treatment for people dealing with depression, addiction, self-injury, or thoughts of suicide. I chose it because I am a long-term sufferer of depression. Also, this blog is about hard times, and those experiencing hard times may find themselves dealing with depression, addiction, self-injury, or thoughts of suicide.

The sponsors on SocialVibe change every so often, but one of the current sponsors is Coffee-Mate coffee creamer. I mention this because Coffee-Mate is also sponsoring Dress for Success, which is an organization that provides low-income women with suits and professional attire so that they can look nice and feel confident when they go to job interviews. Dress for Success also provides career support to ensure that these women keep their jobs. These opportunities encourage disadvantaged women to take strides towards self-sufficiency. I have not yet used Dress for Success because I bought a $70 suit on my credit card (when I still had an available balance) and many of my jobs have only required business casual attire. Coffee-Mate asks you to give your first name, last initial, and a message of support for a Dress for Success client. They’re calling these messages “cups of confidence” and for each “cup” they will donate 50 cents. I did it and they did not require me to provide any additional personal information, so I will not be getting any spam about new coffee-creamer flavors.

So, with a few clicks you can help support two non-profit organizations with almost no effort and without actually spending any money.

In case you’re wondering, I’m not getting paid for promoting any of this. These are just causes I care about and I want people to know about them.

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Filed under Depression, Work